The insurance, financed by a $40 departure tax, covers up to $7,000 in hospital and medical fees related to accidents or disease, $2,000 in emergency dental expenses and $20,000 in the case of accidental death. Immigration officials at airports distribute brochures detailing the program. During the first two weeks of the two-year program, which began Jan. 17, 50 visitors tapped their benefits, largely for minor injuries like sprained ankles.
“We want people coming to Panama to know that we are friendly and safe and if something happens, you are our guest and we will take care of you,” said Ernesto Orillac, an adviser for the Panama tourism authority.
The insurance does not cover ailments related to pre-existing conditions and accidents related to alcohol or drugs. But it does cover injuries sustained on adventure pursuits like hiking and white-water rafting trips.
Tito Batista Herrera for The New York Times A resort on Playa Blanca, Panama.